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Loan Programs

Whether you are planning to purchase or build a new home, refinance an existing home, or use your home as collateral to fund another need Heritage Mortgage Banking Corp offers innovative financing solutions that may not be found at other Lending Institutions.

We have programs for clients with perfect to not so prefect credit for:

• Finance Home Improvements or Repairs
• Debt Consolidate
• Meet Emergency Expenses
• Pay for a Wedding, Child's Education, or Special Purchase

If you are self-employed, retired, or have an unconventional source of income, You may be concerned about qualifying for a home loan. At Heritage Mortgage Banking Corp we can keep your paperwork to a minimum by utilizing your choice of many low and no-documentation loan products specifically designed to meet your needs.

• Stated Income
• No debt to income ratios
• No income / No asset documentation
• Up to 100% loan to value
• Flexible loan accounts
• Chapter 7 and Chapter 13 Bankruptcy programs

Types of Loans

• Home Mortgage
• Home Re-Finance
• Home Equity
• Bill Consolidation

New Jersey Licensed Mortgage Banker. New Jersey Department of Banking and Insurance. New York Licensed Mortgage Broker. Superintendent of Banks. Heritage Mortgage Banking Corp., dba HMBC Florida Correspondent Mortgage Lender, Florida Department of Financial Services. Connecticut Correspondent Mortgage Lender, Connecticut Department of Banking. Maryland Correspondent Mortgage Lender, Maryland Department of Banking. Commonwealth of Virginia, Licensed Mortgage Lender.